Essay topic:
Task2: in some countries it's easy to get a credit card. People have problem with giving money back . Do u think advantages of credit card r outweight disadvantages?
From a decade, credit card has become an effective and preferred choice among all bank card schemes. Although, in some cases, people feel it hard to return back the borrowed amount from the card, Its advantaged outweighs the negatives due to fact that it has convenience, its better mortgage and ownership facilities. In this essay, I will content these reasons in more detail and reasonably.
Credit card is an efficient scheme that benefits both to its users and credit card companies. Firstly, this is a secure and easy to us way of payment. For example, credit card often comes with a secure pin number and signature facility. People find this as a convenience way to pay the amount and trust its security. Secondly, most of the banks provide customers one month interest free or with minimum interest schemes. People can utilize this facility in case of any emergence need of transaction. For example, Mr. Amy who needs to pay a hospital charges bit his salary delayed due to uncertain reasons, then he can pay the charges and pay return back the borrowed amount. Lastly, it gives a feeling of personal money in-hand rather to go other’s doors to borrow few cents to chuck of dollars. For example, in the above case scenario of Mr. Amy, he could easily and instantly pay the hospital charges rather to wait for any helping hand to offer him the charged amount. Hence, credit card has its unique facility that attracts people towards its acceptance.
However, in some cases it has proved to be an insecure and in efficient way of utilization. At first point, hackers, in all around the world, sit like bird watchers and hit whenever find its prey. For example, recent years have witnessed that hackers had hacked personal and credit card details of innocent and unaware people and then shopped extravagantly from the card before anybody get to know that the card details are compromised by an unknown personal. Most of the people from all around the world have lost money due to such crimes especially termed as cyber crimes that has done online. Apart from it, sometimes, people with chunk of money on their cards do shopping extravagantly specially in days of special occasions like Christmas, but later get stunned to see a list of transactions and total amount they have pay back. However, such situations could be avoided with careful plan and control according to personal capability and capacity to return amount.
To recapitulate, despite its disadvantages, credit card has ramped up a strong foundation in providing advantages to people. With careful, alert and secure use of card, is positives always outweigh its negatives.
Full essay evaluations
Sentence: Although, in some cases, people feel it hard to return back the borrowed amount from the card, Its advantaged outweighs the negatives due to fact that it has convenience, its better mortgage and ownership facilities.
Description: An adjective is not usually followed by a verb, present tense, 3rd person singular
Suggestion: Refer to advantaged and outweighs
Description: An adjective is not usually followed by a verb, present tense, 3rd person singular
Suggestion: Refer to advantaged and outweighs
as cyber crimes that has done online.
as cyber crimes that have done online.
as cyber crimes that have done online.
Sentence: With careful, alert and secure use of card, is positives always outweigh its negatives.
Description: The token is is not usually followed by a noun, plural, common
Suggestion: Refer to is and positives
Description: The token is is not usually followed by a noun, plural, common
Suggestion: Refer to is and positives
flaws:
No. of Grammatical Errors: 3 2
No. of Grammatical Errors: 3 2
Attribute Value Ideal
Score: 7.5 out of 9
Category: Very Good Excellent
No. of Grammatical Errors: 3 2
No. of Spelling Errors: 0 2
No. of Sentences: 21 15
No. of Words: 445 350
No. of Characters: 2142 1500
No. of Different Words: 239 200
Fourth Root of Number of Words: 4.593 4.7
Average Word Length: 4.813 4.6
Word Length SD: 2.468 2.4
No. of Words greater than 5 chars: 164 100
No. of Words greater than 6 chars: 110 80
No. of Words greater than 7 chars: 68 40
No. of Words greater than 8 chars: 41 20
Use of Passive Voice (%): 0 0
Avg. Sentence Length: 21.19 21.0
Sentence Length SD: 9.153 7.5
Use of Discourse Markers (%): 0.619 0.12
Sentence-Text Coherence: 0.306 0.35
Sentence-Para Coherence: 0.458 0.50
Sentence-Sentence Coherence: 0.068 0.07
Number of Paragraphs: 4 5
Score: 7.5 out of 9
Category: Very Good Excellent
No. of Grammatical Errors: 3 2
No. of Spelling Errors: 0 2
No. of Sentences: 21 15
No. of Words: 445 350
No. of Characters: 2142 1500
No. of Different Words: 239 200
Fourth Root of Number of Words: 4.593 4.7
Average Word Length: 4.813 4.6
Word Length SD: 2.468 2.4
No. of Words greater than 5 chars: 164 100
No. of Words greater than 6 chars: 110 80
No. of Words greater than 7 chars: 68 40
No. of Words greater than 8 chars: 41 20
Use of Passive Voice (%): 0 0
Avg. Sentence Length: 21.19 21.0
Sentence Length SD: 9.153 7.5
Use of Discourse Markers (%): 0.619 0.12
Sentence-Text Coherence: 0.306 0.35
Sentence-Para Coherence: 0.458 0.50
Sentence-Sentence Coherence: 0.068 0.07
Number of Paragraphs: 4 5